When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options.
Loan Application
The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.
Loan Approval
Loan approval means your lender has officially reviewed your finances and confirmed they’ll fund your home purchase. It’s the green light that shows you’re fully qualified and ready to move forward to closing!
Signing & Closing
Closing your home loan is the final step in the process — it’s when you sign the paperwork, finalize your financing, and officially become the homeowner. Once everything’s signed and funds are released, the keys are yours!
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By digitally signing this form you are providing with your express written consent to send you business and marketing communications via text messages (SMS), email, and by calls or prerecorded messages dialed by a natural person or by an automatic or automated telephone dialing system. This express written consent applies to each such email address or telephone number that you provide to us now or in the future and permits such communications regardless of their purpose, unless you opt out of SMS marketing communication when submitting this form. Consent not required to register. Message frequency varies, message and data rates may apply. Text STOP to cancel, call for help.