WHAT HAPPENS NEXT?

When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. 

Loan Application

The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.

Loan Approval

Loan approval means your lender has officially reviewed your finances and confirmed they’ll fund your home purchase. It’s the green light that shows you’re fully qualified and ready to move forward to closing!

Signing & Closing

Closing your home loan is the final step in the process. It’s when you sign the paperwork, finalize your financing, and officially become the homeowner. Once everything’s signed and funds are released, the keys are yours!

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Mark Zoeller

Realtor® & Owner | The Zoeller Group | Keller Williams Coastal and Lakes & Mountains Realty

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